June 05, 2026
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    Nomophobia – A New Word, A Familiar Feeling

    Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

    Tắm Vitamin D (phần 2): Thay đổi quan điểm

    Đừng để “ngoại ngữ” thành… “ngại ngữ”

    GROWING OLD: WHO WILL TAKE CARE OF US?

  • Lifestyle

    Nomophobia – A New Word, A Familiar Feeling

    Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

    Tắm Vitamin D (phần 2): Thay đổi quan điểm

    Đừng để “ngoại ngữ” thành… “ngại ngữ”

    GROWING OLD: WHO WILL TAKE CARE OF US?

  • Discovery on the cycling road

    Nhớ Hòa Bắc…

    Lại gặp cụ khách hàng năm xửa năm xưa

    ĐÀN ÔNG VÀ PHỤ NỮ AI MẠNH HƠN?

    MR. OLD MAN CHƠI IRONMAN BẰNG… BÀN PHÍM

    GIÀ RỒI, AI CHĂM MÌNH?

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3 New Articles
  • 3 hours ago Nomophobia – A New Word, A Familiar Feeling
  • 3 hours ago Nomophobia – Hội Chứng Sợ Không Có Điện Thoại
  • 13 hours ago Tắm Vitamin D (phần 2): Thay đổi quan điểm

For those who eat, sleep and breathe Letters of Credit

  • Mr Old Man Q&A

    D/P AT XXX DAYS AFTER BL DATE

    QUESTION Dear Mr. Old Man, As far as I know there are only two types of collection: D/P (D…

  • Payment

    QUESTIONS REGARDING BPO

    QUESTION Kính gửi anh Old Man, Hiện nay em cũng đang nghiên cứu về sản phẩm BPO, tuy nhiên…

  • Payment Q&A

    NEGOTIATION WITH OR WITHOUT RECOURSE

    QUESTION In response to a query at http://letterofcreditforum.com/content/i-need-some-clar…

  • Articles Q&A

    WHETHER A CONFIRMING BANK IS A NOMINATED BANK AND…

    …

  • Uncategorized

    WHETHER DOCUMENTS CAN BE PRESENTED DIRECTLY TO THE ISSUING BANK

    …

  • Mr Old Man Q&A

    WHERE A MMTD CANNOT BE ISSUED IN NEGOTIABLE FORM

    …

  • Mr Old Man Q&A

    CLAIMS PAYABLE, SETTLING AGENT, FRANCHISE, EXCESS (DEDUCTIBLE)

    …

  • Mr Old Man Q&A

    CHANGING PAYMENT TERMS OF THE LC

    QUESTION Dear Sir. Need a clarification on transferable LC regarding clause 42C. – I…

  • Mr Old Man Q&A

    AMOUNT OF COVER

    QUESTION The LC was issued for $8,000 showing as follows: – Field 45: Commodity: Fab…

  • Mr Old Man Q&A

    LC WITH SPECIAL PAYMENT CONDITION

    QUESTION Our company is specialized in importing P-phones. Our policy is that the quality,…

  • Mr Old Man Q&A

    AUTHENTICATION OF CORRECTIONS ON BILL OF LADING AND INVOICE

    QUESTION LC states: – Special condition: Documents showing anycorrections without au…

  • Mr Old Man Payment Q&A

    LC CONFIRMED BY THE FIRST ADVISING BANK

    QUESTION Dear Mr. Old Man, I follow up your blog and see it very helpful. I have a questio…

  • Mr Old Man Q&A Uncategorized

    STAMP IN A LANGUAGE OTHER THAN THAT REQUIRED IN THE CREDIT

    …

  • Uncategorized

    WHERE DOCUMENTS UNDER D/P ARE NOT PAID

    QUESTION Dear Mr. Old Man, I have the following case that needs your advice: A seller sign…

  • Mr Old Man Q&A

    BILL OF LADING DATED PRIOR TO LC ISSUANCE DATE

    QUESTION Dear Mr. Old Man If B/L dated 4 months before LC issuance date, is it acceptable?…

  • Mr Old Man Payment Q&A

    CAN A BANK REFER TO THE PROVISIONS OF ISBP IN ADDITION TO UCP WHEN CHECKING DOCUMENTS?

    QUESTION Dear Mr. Old Man, When the LC only indicates UCP 600 as governing rule but not IS…

  • Articles Payment Q&A

    HOW TO GIVE NOTICE OF REFUSAL TO THE BENEFICIARY WHO HAS PRESENTED THE DOCUMENTS DIRECTLY TO THE ISSUING BANK?

    QUESTION Dear Mr. Old Man, I understand that sub-article 6 (a) UCP 600 allows the benefici…

  • Discovery on the cycling road Lifestyle Payment Q&A

    WHERE THE APPLICANT REFUSES TO TAKE UP THE DOCUMENTS

    Yellow sand beach, Hai Van Pass QUESTION Dear Mr. Old Man, We appreciate your answer to th…

  • Q&A

    DP COLLECTION

    QUESTION Sir, I want to know, if the documents on DP term are sent with clear instruction …

  • Payment Q&A

    UCP 600 ARTICLES 30 AND 31

    QUERY FROM DIAMOND HK Điều 30,31 trong UCP Em là sinh viên năm 3 kinh tế,em đang nghiên cứ…

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Q & A

Mr Old Man

PARTIAL SHIPMENTS UNDER SUB-ARTICLE 31 (B)

By Mr Old Man
October 19, 2015
21
147,883

QUESTION Dear Mr. Old Man, LC does not allow partial shipments. Documents were presented to the issuing bank in two separate covering schedules. The first set reached the issuing bank’s counter on 5 O…

Read More

UCP 600 ARTICLES 30 AND 31

March 16, 2010
129
35,504

WHETHER MT999 IS AN AUTHENTICATED SWIFT MESSAGE

July 31, 2018
5
33,496

TO ORDER BILL OF LADING AND ENDORSEMENT

March 6, 2010
61
32,021

LC CONFIRMED BY THE FIRST ADVISING BANK

September 15, 2013
9
31,402

Bank

Mr Old Man

PARTIAL SHIPMENTS UNDER SUB-ARTICLE 31 (B)

By Mr Old Man
October 19, 2015
Payment

UCP 600 ARTICLES 30 AND 31

By Mr Old Man
March 16, 2010
Mr Old Man

WHETHER MT999 IS AN AUTHENTICATED SWIFT MESSAGE

By Mr Old Man
July 31, 2018

Travel In Picture

Lifestyle

Articles

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago
0
10

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being withou…

Read More

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

3 hours ago
0
11

Tắm Vitamin D (phần 2): Thay đổi quan điểm

13 hours ago
0
50

Can an Issuing Bank Advise an LC Directly to the Beneficiary?

1 day ago
0
12

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

2 days ago
0
14

Recent Posts

Người già như chiếc xe máy cũ

By Mr Old Man
in :  Articles, Lifestyle, Mr Old Man
0
102
3 Feb 2026

Gặp anh bạn cũ ở quán cà phê, Mr. Old Man chào: “Lâu quá không gặp. Dạo rày anh thế nào?” Anh đưa tay ra, nắm chặt tay Mr. Old Man, bóp mạnh như muốn thử coi còn “gân” không, rồi nheo mắt cười: “Già rồi… như chiếc xe máy cũ!” “Như chiếc Honda chứ?” – Mr. Old Man đùa. …


Insurance Certificate “To Order” and Blank Endorsement: Is the Absence of a Named Assured a Discrepancy?

By Mr Old Man
in :  Mr Old Man, Payment, Q&A
1
252
3 Feb 2026

Intro Questions surrounding insurance documents remain one of the most frequent sources of discrepancy under documentary credits. One recurring issue is whether an insurance certificate showing the assured as “to order” – and endorsed by a party other than the beneficiary – is acceptable when the credit does not name an assured. The following case highlights how ISBP 821 and …


Ăn tô mì Quảng mà cũng nhiều chuyện: Tết nhứt và chuyện tăng giá

By Mr Old Man
in :  Articles, Lifestyle, Mr Old Man
0
61
2 Feb 2026

Sáng Chủ nhật, trời mưa lâm thâm. Cà phê – điểm tâm ở nhà thay vì ngoài phố. Tưởng yên ắng, ai ngờ cũng có chuyện để viết. Bà xã ra đầu hẻm mua đủ thứ: mì Quảng, xúp, bánh bèo, xôi… Nhìn tô mì Quảng Phú Chiêm đầy ắp, Mr. Old Man buột miệng hỏi: “Tô ni bữa ni …


My superstition… just leveled up

By Mr Old Man
in :  Articles, Lifestyle, Mr Old Man
0
46
1 Feb 2026

Today, at Rod Laver Arena in Melbourne, the final took place between world No. 1 Carlos Alcaraz (22) and the legendary Novak Djokovic (38). But me?I didn’t dare turn on the TV. I only followed the live text updates on VNExpress. It seems my superstition has now been upgraded —and this time, it actually worked. In the end, Alcaraz defeated …


Trình mê tín của Mr. Old Man… vừa lên một cấp

By Mr Old Man
in :  Articles, Lifestyle, Mr Old Man
0
54
1 Feb 2026

Hôm nay, tại sân Rod Laver (Melbourne), diễn ra trận chung kết giữa tay vợt số 1 thế giới Carlos Alcaraz (22 tuổi) và huyền thoại Novak Djokovic (38 tuổi). Nhưng Mr. Old Man thì… không dám xem TV. Chỉ lén theo dõi tường thuật bằng chữ trên báo VNExpress. Có vẻ như trình mê tín của Mr. Old Man …


Playing Facebook like this… I must be a little crazy

By Mr Old Man
in :  Articles, Lifestyle, Mr Old Man
0
39
1 Feb 2026

On the last day of January 2026, I curiously clicked into Facebook’s Content Library to check the statistics. For a split second, I thought I was seeing things: in just the first month of the year, I had already “produced” 55 posts—each one costing no small amount of time, effort, and… brain cells. The interesting part is that this time, …


1...313233...358Page 32 of 358

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago
in :  Articles, Lifestyle, Mr Old Man
0
10

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being without a mobile phone or being unable to use it. When Mr. Old Man was studying English some decades ago, this word did not exist …

Read More

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

By Mr Old Man
3 hours ago
in :  Articles, Lifestyle, Mr Old Man
0
11

Hôm nay lướt Facebook, Mr. Old Man bắt gặp một từ tiếng Anh khá lạ: nomophobia. Ví dụ minh họa đi kèm rất dễ hiểu: “Many teenagers experience nomophobia when they forget their phones at home.” Tạm dịch: “Nhiều bạn trẻ trải qua hội chứng sợ không có điện thoại khi để quên điện thoại ở nhà.” Nomophobia được hiểu …

Read More

Tắm Vitamin D (phần 2): Thay đổi quan điểm

By Mr Old Man
13 hours ago
in :  Articles, Lifestyle, Mr Old Man
0
50

Hồi đầu tháng 5, Mr. Old Man từng viết bài “Tắm Vitamin D”, kể lại cảnh buổi sáng ở bãi biển Thanh Khê có nhiều cô chú lớn tuổi vùi mình dưới cát, nằm phơi nắng để “nạp Vitamin D” – theo cách nói vui của các cô chú là để tăng sức đề kháng, giảm đau lưng, đau chân, …

Read More

Can an Issuing Bank Advise an LC Directly to the Beneficiary?

By Mr Old Man
1 day ago
in :  Mr Old Man, Payment, Q&A
0
12

One of the fundamental safeguards in documentary credits is the authentication process performed by an advising bank. But what happens if an issuing bank sends the LC directly to the beneficiary without involving an advising bank? Is this permissible under UCP 600, and what risks should the parties consider? Let’s look at a question from Gerson Mário. Question Dear Mr. …

Read More

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

By Mr Old Man
2 days ago
in :  Mr Old Man, Payment, Q&A
0
14

In international trade, many disputes arise not because parties misunderstand UCP 600, but because they mix up legal requirements with commercial practices. A reader recently asked Mr. Old Man about two common concerns in timber imports from Africa: whether the L/C expiry date must be linked to the shipping transit time, and whether removing the word “Clean” from “Clean On …

Read More

Does Field 39A Cover Quantity Tolerance?

By Mr Old Man
2 days ago
in :  Mr Old Man, Payment, Q&A
0
27

A reader recently sent Mr. Old Man an interesting question about quantity tolerance under an L/C. The issue sounds simple at first glance, but in practice it often creates confusion between sales contract terms, the wording of the credit, and the application of UCP 600 Article 30. Here is the question and discussion. Question Dear Mr. Old Man, I would …

Read More

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

By Mr Old Man
2 days ago
in :  Mr Old Man, Payment, Q&A
0
45

One area that occasionally causes confusion under UCP 600 is the relationship between Article 18(b) and Article 30(a). Many practitioners assume that a commercial invoice may exceed the LC amount only where the credit expressly allows a tolerance, or where the words “about” or “approximately” are used in connection with the credit amount under Article 30(a). However, Article 18(b) provides …

Read More

Đừng để “ngoại ngữ” thành… “ngại ngữ”

By Mr Old Man
2 days ago
in :  Articles, Lifestyle, Mr Old Man
0
45

Hôm nay một bạn hiện đang định cư ở Mỹ đăng tút khoe đang tập nói tiếng Anh. Bạn lớn tuổi rồi mới bắt đầu học nói nên giọng còn ngọng nghịu, nghe chưa rõ lắm. Nhưng Mr. Old Man thấy vậy lại quý. Ở tuổi đó mà vẫn chịu khó mở miệng học cái mới đã đáng nể rồi. …

Read More

CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

By Mr Old Man
3 days ago
in :  Mr Old Man, Payment, Q&A
0
41

Lading (CPBL), and freight notations on the bill of lading. If a credit is issued under CFR terms, should the bill of lading necessarily indicate “Freight Prepaid”? And if the LC instead requires “Freight Payable as per Charter Party”, would that create a discrepancy or inconsistency with the stated Incoterm? This Q&A discusses the difference between documentary compliance under UCP …

Read More

GROWING OLD: WHO WILL TAKE CARE OF US?

By Mr Old Man
3 days ago
in :  Articles, Lifestyle, Mr Old Man
0
13

Mr. Old Man occasionally reads the Perspective section on VNExpress and genuinely enjoys it. True to its name, Perspective is often not a playground for professional journalists, but a place where people who have spent years bumping into life share their experiences, observations, and thoughts. Today, Mr. Old Man read an article titled “When We Grow Old, Who Will Support …

Read More
Articles

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago
0
10

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being withou…

Read More

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

3 hours ago
0
11

Tắm Vitamin D (phần 2): Thay đổi quan điểm

13 hours ago
0
50

Can an Issuing Bank Advise an LC Directly to the Beneficiary?

1 day ago
0
12

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

2 days ago
0
14

Does Field 39A Cover Quantity Tolerance?

2 days ago
0
27

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

2 days ago
0
45

Đừng để “ngoại ngữ” thành… “ngại ngữ”

2 days ago
0
45

CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

3 days ago
0
41

GROWING OLD: WHO WILL TAKE CARE OF US?

3 days ago
0
13
Articles

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago
0
10

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being withou…

Read More

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

3 hours ago
0
11

Tắm Vitamin D (phần 2): Thay đổi quan điểm

13 hours ago
0
50

Can an Issuing Bank Advise an LC Directly to the Beneficiary?

1 day ago
0
12

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

2 days ago
0
14

Does Field 39A Cover Quantity Tolerance?

2 days ago
0
27

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

2 days ago
0
45

Đừng để “ngoại ngữ” thành… “ngại ngữ”

2 days ago
0
45

CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

3 days ago
0
41

GROWING OLD: WHO WILL TAKE CARE OF US?

3 days ago
0
13

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago
in :  Articles, Lifestyle, Mr Old Man
0
10

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being without a mobile phone or being unable to use it. When Mr. Old Man was studying English some decades ago, this word did not exist …

Read More

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

By Mr Old Man
3 hours ago
in :  Articles, Lifestyle, Mr Old Man
0
11

Hôm nay lướt Facebook, Mr. Old Man bắt gặp một từ tiếng Anh khá lạ: nomophobia. Ví dụ minh họa đi kèm rất dễ hiểu: “Many teenagers experience nomophobia when they forget their phones at home.” Tạm dịch: “Nhiều bạn trẻ trải qua hội chứng sợ không có điện thoại khi để quên điện thoại ở nhà.” Nomophobia được hiểu …

Read More

Tắm Vitamin D (phần 2): Thay đổi quan điểm

By Mr Old Man
13 hours ago
in :  Articles, Lifestyle, Mr Old Man
0
50

Hồi đầu tháng 5, Mr. Old Man từng viết bài “Tắm Vitamin D”, kể lại cảnh buổi sáng ở bãi biển Thanh Khê có nhiều cô chú lớn tuổi vùi mình dưới cát, nằm phơi nắng để “nạp Vitamin D” – theo cách nói vui của các cô chú là để tăng sức đề kháng, giảm đau lưng, đau chân, …

Read More

Can an Issuing Bank Advise an LC Directly to the Beneficiary?

By Mr Old Man
1 day ago
in :  Mr Old Man, Payment, Q&A
0
12

One of the fundamental safeguards in documentary credits is the authentication process performed by an advising bank. But what happens if an issuing bank sends the LC directly to the beneficiary without involving an advising bank? Is this permissible under UCP 600, and what risks should the parties consider? Let’s look at a question from Gerson Mário. Question Dear Mr. …

Read More

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

By Mr Old Man
2 days ago
in :  Mr Old Man, Payment, Q&A
0
14

In international trade, many disputes arise not because parties misunderstand UCP 600, but because they mix up legal requirements with commercial practices. A reader recently asked Mr. Old Man about two common concerns in timber imports from Africa: whether the L/C expiry date must be linked to the shipping transit time, and whether removing the word “Clean” from “Clean On …

Read More

Does Field 39A Cover Quantity Tolerance?

By Mr Old Man
2 days ago
in :  Mr Old Man, Payment, Q&A
0
27

A reader recently sent Mr. Old Man an interesting question about quantity tolerance under an L/C. The issue sounds simple at first glance, but in practice it often creates confusion between sales contract terms, the wording of the credit, and the application of UCP 600 Article 30. Here is the question and discussion. Question Dear Mr. Old Man, I would …

Read More

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

By Mr Old Man
2 days ago
in :  Mr Old Man, Payment, Q&A
0
45

One area that occasionally causes confusion under UCP 600 is the relationship between Article 18(b) and Article 30(a). Many practitioners assume that a commercial invoice may exceed the LC amount only where the credit expressly allows a tolerance, or where the words “about” or “approximately” are used in connection with the credit amount under Article 30(a). However, Article 18(b) provides …

Read More

Đừng để “ngoại ngữ” thành… “ngại ngữ”

By Mr Old Man
2 days ago
in :  Articles, Lifestyle, Mr Old Man
0
45

Hôm nay một bạn hiện đang định cư ở Mỹ đăng tút khoe đang tập nói tiếng Anh. Bạn lớn tuổi rồi mới bắt đầu học nói nên giọng còn ngọng nghịu, nghe chưa rõ lắm. Nhưng Mr. Old Man thấy vậy lại quý. Ở tuổi đó mà vẫn chịu khó mở miệng học cái mới đã đáng nể rồi. …

Read More

CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

By Mr Old Man
3 days ago
in :  Mr Old Man, Payment, Q&A
0
41

Lading (CPBL), and freight notations on the bill of lading. If a credit is issued under CFR terms, should the bill of lading necessarily indicate “Freight Prepaid”? And if the LC instead requires “Freight Payable as per Charter Party”, would that create a discrepancy or inconsistency with the stated Incoterm? This Q&A discusses the difference between documentary compliance under UCP …

Read More

GROWING OLD: WHO WILL TAKE CARE OF US?

By Mr Old Man
3 days ago
in :  Articles, Lifestyle, Mr Old Man
0
13

Mr. Old Man occasionally reads the Perspective section on VNExpress and genuinely enjoys it. True to its name, Perspective is often not a playground for professional journalists, but a place where people who have spent years bumping into life share their experiences, observations, and thoughts. Today, Mr. Old Man read an article titled “When We Grow Old, Who Will Support …

Read More
Articles

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago
0
10

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being withou…

Read More

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

3 hours ago
0
11

Tắm Vitamin D (phần 2): Thay đổi quan điểm

13 hours ago
0
50

Can an Issuing Bank Advise an LC Directly to the Beneficiary?

1 day ago
0
12

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

2 days ago
0
14

Does Field 39A Cover Quantity Tolerance?

2 days ago
0
27

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

2 days ago
0
45

Đừng để “ngoại ngữ” thành… “ngại ngữ”

2 days ago
0
45

CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

3 days ago
0
41

GROWING OLD: WHO WILL TAKE CARE OF US?

3 days ago
0
13
Articles

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago
0
10

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being withou…

Read More

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

3 hours ago
0
11

Tắm Vitamin D (phần 2): Thay đổi quan điểm

13 hours ago
0
50

Can an Issuing Bank Advise an LC Directly to the Beneficiary?

1 day ago
0
12

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

2 days ago
0
14

Does Field 39A Cover Quantity Tolerance?

2 days ago
0
27

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

2 days ago
0
45

Đừng để “ngoại ngữ” thành… “ngại ngữ”

2 days ago
0
45

CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

3 days ago
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GROWING OLD: WHO WILL TAKE CARE OF US?

3 days ago
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Articles

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago
0
10

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being withou…

Read More

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

3 hours ago
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Tắm Vitamin D (phần 2): Thay đổi quan điểm

13 hours ago
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Can an Issuing Bank Advise an LC Directly to the Beneficiary?

1 day ago
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12

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

2 days ago
0
14

Does Field 39A Cover Quantity Tolerance?

2 days ago
0
27

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

2 days ago
0
45

Đừng để “ngoại ngữ” thành… “ngại ngữ”

2 days ago
0
45

CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

3 days ago
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GROWING OLD: WHO WILL TAKE CARE OF US?

3 days ago
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13
Articles

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago
0
10

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being withou…

Read More

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

3 hours ago
0
11

Tắm Vitamin D (phần 2): Thay đổi quan điểm

13 hours ago
0
50

Can an Issuing Bank Advise an LC Directly to the Beneficiary?

1 day ago
0
12

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

2 days ago
0
14

Does Field 39A Cover Quantity Tolerance?

2 days ago
0
27

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

2 days ago
0
45

Đừng để “ngoại ngữ” thành… “ngại ngữ”

2 days ago
0
45

CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

3 days ago
0
41

GROWING OLD: WHO WILL TAKE CARE OF US?

3 days ago
0
13

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
in :  Articles, Lifestyle, Mr Old Man
0
10
5 Jun 2026

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being without a mobile phone or being unable to use it. When Mr. Old Man was studying English some decades ago, this word did not exist …


Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

By Mr Old Man
in :  Articles, Lifestyle, Mr Old Man
0
11
5 Jun 2026

Hôm nay lướt Facebook, Mr. Old Man bắt gặp một từ tiếng Anh khá lạ: nomophobia. Ví dụ minh họa đi kèm rất dễ hiểu: “Many teenagers experience nomophobia when they forget their phones at home.” Tạm dịch: “Nhiều bạn trẻ trải qua hội chứng sợ không có điện thoại khi để quên điện thoại ở nhà.” Nomophobia được hiểu …


Tắm Vitamin D (phần 2): Thay đổi quan điểm

By Mr Old Man
in :  Articles, Lifestyle, Mr Old Man
0
50
5 Jun 2026

Hồi đầu tháng 5, Mr. Old Man từng viết bài “Tắm Vitamin D”, kể lại cảnh buổi sáng ở bãi biển Thanh Khê có nhiều cô chú lớn tuổi vùi mình dưới cát, nằm phơi nắng để “nạp Vitamin D” – theo cách nói vui của các cô chú là để tăng sức đề kháng, giảm đau lưng, đau chân, …


Can an Issuing Bank Advise an LC Directly to the Beneficiary?

By Mr Old Man
in :  Mr Old Man, Payment, Q&A
0
12
4 Jun 2026

One of the fundamental safeguards in documentary credits is the authentication process performed by an advising bank. But what happens if an issuing bank sends the LC directly to the beneficiary without involving an advising bank? Is this permissible under UCP 600, and what risks should the parties consider? Let’s look at a question from Gerson Mário. Question Dear Mr. …


Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

By Mr Old Man
in :  Mr Old Man, Payment, Q&A
0
14
3 Jun 2026

In international trade, many disputes arise not because parties misunderstand UCP 600, but because they mix up legal requirements with commercial practices. A reader recently asked Mr. Old Man about two common concerns in timber imports from Africa: whether the L/C expiry date must be linked to the shipping transit time, and whether removing the word “Clean” from “Clean On …


Does Field 39A Cover Quantity Tolerance?

By Mr Old Man
in :  Mr Old Man, Payment, Q&A
0
27
3 Jun 2026

A reader recently sent Mr. Old Man an interesting question about quantity tolerance under an L/C. The issue sounds simple at first glance, but in practice it often creates confusion between sales contract terms, the wording of the credit, and the application of UCP 600 Article 30. Here is the question and discussion. Question Dear Mr. Old Man, I would …


CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

By Mr Old Man
in :  Mr Old Man, Payment, Q&A
0
45
3 Jun 2026

One area that occasionally causes confusion under UCP 600 is the relationship between Article 18(b) and Article 30(a). Many practitioners assume that a commercial invoice may exceed the LC amount only where the credit expressly allows a tolerance, or where the words “about” or “approximately” are used in connection with the credit amount under Article 30(a). However, Article 18(b) provides …


Đừng để “ngoại ngữ” thành… “ngại ngữ”

By Mr Old Man
in :  Articles, Lifestyle, Mr Old Man
0
45
3 Jun 2026

Hôm nay một bạn hiện đang định cư ở Mỹ đăng tút khoe đang tập nói tiếng Anh. Bạn lớn tuổi rồi mới bắt đầu học nói nên giọng còn ngọng nghịu, nghe chưa rõ lắm. Nhưng Mr. Old Man thấy vậy lại quý. Ở tuổi đó mà vẫn chịu khó mở miệng học cái mới đã đáng nể rồi. …


CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

By Mr Old Man
in :  Mr Old Man, Payment, Q&A
0
41
3 Jun 2026

Lading (CPBL), and freight notations on the bill of lading. If a credit is issued under CFR terms, should the bill of lading necessarily indicate “Freight Prepaid”? And if the LC instead requires “Freight Payable as per Charter Party”, would that create a discrepancy or inconsistency with the stated Incoterm? This Q&A discusses the difference between documentary compliance under UCP …


GROWING OLD: WHO WILL TAKE CARE OF US?

By Mr Old Man
in :  Articles, Lifestyle, Mr Old Man
0
13
2 Jun 2026

Mr. Old Man occasionally reads the Perspective section on VNExpress and genuinely enjoys it. True to its name, Perspective is often not a playground for professional journalists, but a place where people who have spent years bumping into life share their experiences, observations, and thoughts. Today, Mr. Old Man read an article titled “When We Grow Old, Who Will Support …


Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

By Mr Old Man
3 hours ago

Tắm Vitamin D (phần 2): Thay đổi quan điểm

13 hours ago
0
50

Can an Issuing Bank Advise an LC Directly to the Beneficiary?

1 day ago
0
12

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

2 days ago
0
14

Does Field 39A Cover Quantity Tolerance?

2 days ago
0
27

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

2 days ago
0
45

Đừng để “ngoại ngữ” thành… “ngại ngữ”

2 days ago
0
45

CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

3 days ago
0
41

GROWING OLD: WHO WILL TAKE CARE OF US?

3 days ago
0
13
Articles

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago
0
10

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being withou…

Read More

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

3 hours ago
0
11

Tắm Vitamin D (phần 2): Thay đổi quan điểm

13 hours ago
0
50

Can an Issuing Bank Advise an LC Directly to the Beneficiary?

1 day ago
0
12

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

2 days ago
0
14

Does Field 39A Cover Quantity Tolerance?

2 days ago
0
27

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

2 days ago
0
45

Đừng để “ngoại ngữ” thành… “ngại ngữ”

2 days ago
0
45

CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

3 days ago
0
41

GROWING OLD: WHO WILL TAKE CARE OF US?

3 days ago
0
13
Articles

Nomophobia – A New Word, A Familiar Feeling

By Mr Old Man
3 hours ago
0
10

This morning, while enjoying a cup of coffee and scrolling through Facebook, Mr. Old Man came across a word he had never seen before: Nomophobia. The word refers to the fear or anxiety of being withou…

Read More

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

3 hours ago
0
11

Tắm Vitamin D (phần 2): Thay đổi quan điểm

13 hours ago
0
50

Can an Issuing Bank Advise an LC Directly to the Beneficiary?

1 day ago
0
12

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

2 days ago
0
14

Does Field 39A Cover Quantity Tolerance?

2 days ago
0
27

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

2 days ago
0
45

Đừng để “ngoại ngữ” thành… “ngại ngữ”

2 days ago
0
45

CFR TERM, CHARTER PARTY BILLS OF LADING, AND FREIGHT NOTATIONS: DOES “FREIGHT PAYABLE” CREATE A PROBLEM?

3 days ago
0
41

GROWING OLD: WHO WILL TAKE CARE OF US?

3 days ago
0
13

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Nomophobia – A New Word, A Familiar Feeling

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Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

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Tắm Vitamin D (phần 2): Thay đổi quan điểm

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UCP 600 ARTICLES 30 AND 31

Mr Old Man
March 16, 2010

FIELD 72 (SENDER TO RECEIVER INFORMATION) OF MT 103

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March 8, 2010

TRANSFERRING BANK S LIABILITY UNDER TRANSFERRED LC

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March 6, 2010

TO ORDER BILL OF LADING AND ENDORSEMENT

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March 6, 2010

Nomophobia – A New Word, A Familiar Feeling

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3 hours ago

Nomophobia – Hội Chứng Sợ Không Có Điện Thoại

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Tắm Vitamin D (phần 2): Thay đổi quan điểm

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Can an Issuing Bank Advise an LC Directly to the Beneficiary?

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PARTIAL SHIPMENTS UNDER SUB-ARTICLE 31 (B)

Mr Old Man
October 19, 2015

UCP 600 ARTICLES 30 AND 31

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March 16, 2010

WHETHER MT999 IS AN AUTHENTICATED SWIFT MESSAGE

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July 31, 2018

TO ORDER BILL OF LADING AND ENDORSEMENT

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EARLY PRESENTATION

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QUESTION Dear Mr Old Man, I am Dang from Vietnam Prosperity bank. I know …

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    When “Approval Basis” Presentations Come Up – UCP or URC?

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    INSTALMENT SHIPMENTS?

  • August 14, 2020

    “UNFAIR” LETTERS OF CREDIT *

  • November 9, 2023

    DOCUMENTS LOST IN TRANSIT: ARTICLE 35 UCP 600 DOES NOT APPLY TO THE L/C AVAILABLE WITH THE ISSUING BANK BY PAYMENT, BY DEFERRED PAYMENT OR BY ACCEPTANCE

  • November 5, 2015

    WHETHER DRAFTS ARE PART OF DOCUMENTS REQUIRED UNDER FIELD 45A

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    NGÔI NHÀ THỜ BỎ HOANG VÀ NGHĨA TRANG Y PHA NHO TRÊN NÚI SƠN TRÀ

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