A retired banker’s journey through letters of credit, lifelong learning, long rides on two wheels. _______________ Nguyen Huu Duc, widely known as Mr. Old Man, is a retired trade finance expert who spent nearly 30 years with the Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), having joined the bank in 1991. In addition to serving as Deputy …

. Cách đây đúng 8 năm, Mr. Old Man kết thúc hành trình “Người leo đèo Hải Vân nhiều nhất năm” bằng một cú tai nạn hú vía — may mà chỉ gãy 4 xương sườn và rách gân vai, vẫn còn cơ hội để… nhớ lại. . Đạp xe leo đèo Hải Vân với tổng quảng đường dài gần …

Hôm nay, tôi tình cờ bắt gặp một tấm ảnh cũ đã phủ màu thời gian – chụp cùng lớp giáo sinh tiếng Anh của Trường CĐSP Quảng Ngãi, cách đây gần bốn mươi năm. Hồi ấy, tôi là giáo viên chủ nhiệm lớp – gầy nhom nhưng tràn đầy nhiệt huyết. Tấm ảnh như một cánh cửa mở ra …

Four years ago, during a cycling trip to Tam Kỳ in search of the region’s famed mít hông (steamed jackfruit), I stumbled upon Granny Nam’s little stall. I ended up sitting down for a chat with her and her daughters about this humble Quảng-style street snack. The story was so delightful that I later posted a write-up on Facebook and …

By Mr. Old Man Most people work 8 hours a day or more and have very limited free time for cycling—unless they make use of the early mornings before work. To build a consistent morning cycling habit and hit a target of 40–50 km, you’ll likely need to wake up at 4:00 AM and be ready to roll by 4:30. …

— A Slow Ride Through the Mountains, the Cold, and the Unexpected Warmth of Strangers — Rolling into an Empty Town After eight grueling hours in the saddle—climbing slope after slope at a brutal 10–15% grade, crossing mountain after mountain—our ragtag group of cyclists finally rolled into Tay Giang town. We were dreaming of a hot meal, maybe even a …

This morning, I set out on a cycling trip to Đông Giang with a pretty neat plan: ride all the way to Tư commune, turn back to stop by Trung Man market, grab my usual glass of mixed sweet soup at a familiar stall, then head home. The total would clock in nicely at 100 km, just enough to complete …

One fine morning, I saddled up with my cycling comrade Khánh Huỳnh and climbed over Hải Vân Pass. From there, we swooped down into Lăng Cô and made a detour to visit Hói Dừa Parish. Funny enough, I’d biked past this area a bunch of times—looping around Lập An Lagoon, weaving through places called Hói Cạn, Hói Mít, and Hói …

Subject: LC issued by K. BANK – Refusal to Confirm and Subsequent Presentation From: Mr. Old Man Date: 4 June 2025 Background Bank N received a letter of credit (LC) from K. BANK with the following terms: 41A: Available With Bank N By Negotiation 42A: Drawee: Bank N 42C: Draft: At Sight 47A: T/T Reimbursement is Not Allowed 49: Confirmation …

One of the questions I get asked a lot by friends and old colleagues — especially those living far away or nearing retirement age — is: “So… now that you’re retired, are you doing anything else to keep busy?” To be honest, whether or not to keep working after retirement really depends on your personal situation — your health, your …