“Optional” but Essential? Understanding Fields 45A and 46A in MT700 In SWIFT MT700, Fields 45A (Description of Goods and/or Services) and 46A (Documents Required) are classified as optional. For many practitioners, this raises an immediate question: If these two fields define what is being sold and what documents must be presented, how can they possibly be optional? A recent question from a colleague highlights this apparent contradiction. Question Hi, A … Read More