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Mr Old Man Q&A

D/P AT XXX DAYS AFTER BL DATE

QUESTION Dear Mr. Old Man, As far as I know there are only two types of collection: D/P (D…
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QUESTIONS REGARDING BPO

QUESTION Kính gửi anh Old Man, Hiện nay em cũng đang nghiên cứu về sản phẩm BPO, tuy nhiên…
Payment Q&A

NEGOTIATION WITH OR WITHOUT RECOURSE

QUESTION In response to a query at http://letterofcreditforum.com/content/i-need-some-clar…
Articles Q&A

WHETHER A CONFIRMING BANK IS A NOMINATED BANK AND…

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WHETHER DOCUMENTS CAN BE PRESENTED DIRECTLY TO THE ISSUING BANK

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Mr Old Man Q&A

WHERE A MMTD CANNOT BE ISSUED IN NEGOTIABLE FORM

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Mr Old Man Q&A

CLAIMS PAYABLE, SETTLING AGENT, FRANCHISE, EXCESS (DEDUCTIBLE)

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Mr Old Man Q&A

CHANGING PAYMENT TERMS OF THE LC

QUESTION Dear Sir. Need a clarification on transferable LC regarding clause 42C. – I…
Mr Old Man Q&A

AMOUNT OF COVER

QUESTION The LC was issued for $8,000 showing as follows: – Field 45: Commodity: Fab…
Mr Old Man Q&A

LC WITH SPECIAL PAYMENT CONDITION

QUESTION Our company is specialized in importing P-phones. Our policy is that the quality,…
Mr Old Man Q&A

AUTHENTICATION OF CORRECTIONS ON BILL OF LADING AND INVOICE

QUESTION LC states: – Special condition: Documents showing anycorrections without au…
Mr Old Man Payment Q&A

LC CONFIRMED BY THE FIRST ADVISING BANK

QUESTION Dear Mr. Old Man, I follow up your blog and see it very helpful. I have a questio…
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STAMP IN A LANGUAGE OTHER THAN THAT REQUIRED IN THE CREDIT

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WHERE DOCUMENTS UNDER D/P ARE NOT PAID

QUESTION Dear Mr. Old Man, I have the following case that needs your advice: A seller sign…
Mr Old Man Q&A

BILL OF LADING DATED PRIOR TO LC ISSUANCE DATE

QUESTION Dear Mr. Old Man If B/L dated 4 months before LC issuance date, is it acceptable?…
Payment Q&A

UCP 600 ARTICLES 30 AND 31

QUERY FROM DIAMOND HK Điều 30,31 trong UCP Em là sinh viên năm 3 kinh tế,em đang nghiên cứ…
Discovery on the cycling road Lifestyle Payment Q&A

WHERE THE APPLICANT REFUSES TO TAKE UP THE DOCUMENTS

Yellow sand beach, Hai Van Pass QUESTION Dear Mr. Old Man, We appreciate your answer to th…
Articles Payment Q&A

HOW TO GIVE NOTICE OF REFUSAL TO THE BENEFICIARY WHO HAS PRESENTED THE DOCUMENTS DIRECTLY TO THE ISSUING BANK?

QUESTION Dear Mr. Old Man, I understand that sub-article 6 (a) UCP 600 allows the benefici…
Mr Old Man Payment Q&A

CAN A BANK REFER TO THE PROVISIONS OF ISBP IN ADDITION TO UCP WHEN CHECKING DOCUMENTS?

QUESTION Dear Mr. Old Man, When the LC only indicates UCP 600 as governing rule but not IS…
Q&A

DP COLLECTION

QUESTION Sir, I want to know, if the documents on DP term are sent with clear instruction …

Q & A

PARTIAL SHIPMENTS UNDER SUB-ARTICLE 31 (B)

QUESTION Dear Mr. Old Man, LC does not allow partial shipments. Documents were presented to the issuing bank in two separate covering schedules. The first set reached the issuing bank’s counter on 5 O…

UCP 600 ARTICLES 30 AND 31

WHETHER MT999 IS AN AUTHENTICATED SWIFT MESSAGE

TO ORDER BILL OF LADING AND ENDORSEMENT

LC CONFIRMED BY THE FIRST ADVISING BANK

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Mr Old Man

PARTIAL SHIPMENTS UNDER SUB-ARTICLE 31 (B)

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UCP 600 ARTICLES 30 AND 31

Mr Old Man

WHETHER MT999 IS AN AUTHENTICATED SWIFT MESSAGE

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HỘI AN CẦN ĐÁNH THỨC THỦY QUÁI NAMAZU!

Trong bài viết trước, Mr. Old Man đã kể về truyền thuyết thủy quái Namazu ở Chùa Cầu Hội An, đồng thời gửi đến Hội An một lời nhắn: Chùa Cầu đã được đại trùng tu, vậy sao không phục dựng hình tượng th…

TRUYỀN THUYẾT VỀ THỦY QUÁI NAMAZU Ở CHÙA CẦU HỘI AN CẦN ĐƯỢC TÁI DỰNG?

NAM Ô LÊN PHIM GẦN 130 NĂM TRƯỚC!

TIẾC CHO HỘI AN

MR. OLD MAN DỰ THẢO TRƯỚC PHÁT BIỂU CỦA HARRY KANE TRẬT CÙ CHÌA MẤT RỒI!

Người nước ngoài gặp khó với họ của Mr. Old Man

12 Jan 2026

Mấy hôm trước, Mr. Old Man chia sẻ trên LinkedIn phiên bản tiếng Anh bài viết “MARRIOTT – Viết một đường, đọc một nẻo” (MARRIOTT – Written One Way, Pronounced Another: Very… Anglais)**. Thế là có một anh bạn ở Singapore – Head Supply Chain Solutions tại một ngân hàng – để lại comment: “Thank you, Mr. Nguyen. Now, if …

When Foreign Friends Struggle with My Surname

11 Jan 2026

A few days ago, I shared on LinkedIn the English version of my post “MARRIOTT – Written One Way, Pronounced Another: Very… Anglais.”** Soon after, a friend from Singapore — Head of Supply Chain Solutions at a bank — left a comment: “Thank you, Mr. Nguyen. Now, if you could teach us how to pronounce your name correctly.” Most of …

ĐẠP XE CŨNG CẦN TRUNG THỰC

11 Jan 2026

Intro Sáng nay cà phê với anh bạn từng một thời cùng Mr. Old Man đạp xe khám phá những cung đường ác liệt. Câu chuyện rồi cũng quay về xe đạp và chuyện đạp xe. Anh nói những bài viết của Mr. Old Man trên trang Xe đạp Đà Nẵng thiệt hay, là nguồn cảm hứng cho nhiều anh …

Who Is Responsible When an Original Bill of Lading Is Lost, Mislaid, or Destroyed?

10 Jan 2026

(This Q&A is excerpted from a discussion by the Trade Services Update editors (LCM_QUERY 2026-01) Intro In documentary credit practice, the loss of an original bill of lading after a complying presentation has been made often gives rise to confusion between payment obligations under a letter of credit and the practical arrangements required to obtain delivery of the goods. Parties …

Saying Foreign Words the Vietnamese Way !

10 Jan 2026

Back when I was still working in banking, I once joined an online meeting with Head Office to deal with a troublesome case involving credit cards that fraudsters had used at a hotel called Phoenix. When it was my turn to speak, I pronounced the hotel’s name as “fee-niks.” The room went a bit quiet, and someone asked: “Are you …

MARRIOTT – Written One Way, Pronounced Another: Very… “Anglais”

10 Jan 2026

This coming weekend (Sunday), I’ve been invited to a dinner at the Rooftop Bar on the 45th floor of Courtyard by Marriott Danang Han River. Just thinking about the venue, I caught myself muttering, “marry-ott.” That’s how I’ve always read it—habitually, comfortably, without ever questioning it. But then, out of nowhere, I felt a bit uneasy. Old people tend to …

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