August 23, 2026
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Mr. Old Man For those who eat, sleep and breathe Letters of Credit & Cycling

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    Thà tử tế nhầm

    Nếu chứng nhận kết hôn cũng có ngày hết hạn…

    Alzheimer là… Ai hay quên 

    What Would the World Be Like If It Were Ruled by Ladies?

    Thế giới trị vì bởi các quý bà sẽ ra sao hè!?

  • Lifestyle

    Thà tử tế nhầm

    Nếu chứng nhận kết hôn cũng có ngày hết hạn…

    Alzheimer là… Ai hay quên 

    What Would the World Be Like If It Were Ruled by Ladies?

    Thế giới trị vì bởi các quý bà sẽ ra sao hè!?

  • Discovery on the cycling road

    Cấm trekking tự phát, vậy trekking có tổ chức thì sao?

    Chỉ đạp xe khám phá thôi mà… ‍♂️

    Đà Nẵng – Thành phố xe đạp: Mr. Old Man sai rồi!

    Ừ thì “ngo như bù”!

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  • Q&A
  • Popular
3 New Articles
  • 7 hours ago Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?
  • 7 hours ago Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?
  • 7 hours ago Thà tử tế nhầm

For those who eat, sleep and breathe Letters of Credit

  • Mr Old Man Q&A

    D/P AT XXX DAYS AFTER BL DATE

    QUESTION Dear Mr. Old Man, As far as I know there are only two types of collection: D/P (D…

  • Payment

    QUESTIONS REGARDING BPO

    QUESTION Kính gửi anh Old Man, Hiện nay em cũng đang nghiên cứu về sản phẩm BPO, tuy nhiên…

  • Payment Q&A

    NEGOTIATION WITH OR WITHOUT RECOURSE

    QUESTION In response to a query at http://letterofcreditforum.com/content/i-need-some-clar…

  • Articles Q&A

    WHETHER A CONFIRMING BANK IS A NOMINATED BANK AND…

    …

  • Uncategorized

    WHETHER DOCUMENTS CAN BE PRESENTED DIRECTLY TO THE ISSUING BANK

    …

  • Mr Old Man Q&A

    WHERE A MMTD CANNOT BE ISSUED IN NEGOTIABLE FORM

    …

  • Mr Old Man Q&A

    CLAIMS PAYABLE, SETTLING AGENT, FRANCHISE, EXCESS (DEDUCTIBLE)

    …

  • Mr Old Man Q&A

    CHANGING PAYMENT TERMS OF THE LC

    QUESTION Dear Sir. Need a clarification on transferable LC regarding clause 42C. – I…

  • Mr Old Man Q&A

    AMOUNT OF COVER

    QUESTION The LC was issued for $8,000 showing as follows: – Field 45: Commodity: Fab…

  • Mr Old Man Q&A

    LC WITH SPECIAL PAYMENT CONDITION

    QUESTION Our company is specialized in importing P-phones. Our policy is that the quality,…

  • Mr Old Man Q&A

    AUTHENTICATION OF CORRECTIONS ON BILL OF LADING AND INVOICE

    QUESTION LC states: – Special condition: Documents showing anycorrections without au…

  • Mr Old Man Payment Q&A

    LC CONFIRMED BY THE FIRST ADVISING BANK

    QUESTION Dear Mr. Old Man, I follow up your blog and see it very helpful. I have a questio…

  • Mr Old Man Q&A Uncategorized

    STAMP IN A LANGUAGE OTHER THAN THAT REQUIRED IN THE CREDIT

    …

  • Uncategorized

    WHERE DOCUMENTS UNDER D/P ARE NOT PAID

    QUESTION Dear Mr. Old Man, I have the following case that needs your advice: A seller sign…

  • Mr Old Man Q&A

    BILL OF LADING DATED PRIOR TO LC ISSUANCE DATE

    QUESTION Dear Mr. Old Man If B/L dated 4 months before LC issuance date, is it acceptable?…

  • Q&A

    DP COLLECTION

    QUESTION Sir, I want to know, if the documents on DP term are sent with clear instruction …

  • Payment Q&A

    UCP 600 ARTICLES 30 AND 31

    QUERY FROM DIAMOND HK Điều 30,31 trong UCP Em là sinh viên năm 3 kinh tế,em đang nghiên cứ…

  • Articles Payment Q&A

    HOW TO GIVE NOTICE OF REFUSAL TO THE BENEFICIARY WHO HAS PRESENTED THE DOCUMENTS DIRECTLY TO THE ISSUING BANK?

    QUESTION Dear Mr. Old Man, I understand that sub-article 6 (a) UCP 600 allows the benefici…

  • Mr Old Man Payment Q&A

    CAN A BANK REFER TO THE PROVISIONS OF ISBP IN ADDITION TO UCP WHEN CHECKING DOCUMENTS?

    QUESTION Dear Mr. Old Man, When the LC only indicates UCP 600 as governing rule but not IS…

  • Discovery on the cycling road Lifestyle Payment Q&A

    WHERE THE APPLICANT REFUSES TO TAKE UP THE DOCUMENTS

    Yellow sand beach, Hai Van Pass QUESTION Dear Mr. Old Man, We appreciate your answer to th…

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Q & A

Mr Old Man

PARTIAL SHIPMENTS UNDER SUB-ARTICLE 31 (B)

By Mr Old Man
October 19, 2015
21
148,112

QUESTION Dear Mr. Old Man, LC does not allow partial shipments. Documents were presented to the issuing bank in two separate covering schedules. The first set reached the issuing bank’s counter on 5 O…

Read More

UCP 600 ARTICLES 30 AND 31

March 16, 2010
129
35,761

WHETHER MT999 IS AN AUTHENTICATED SWIFT MESSAGE

July 31, 2018
5
33,726

TO ORDER BILL OF LADING AND ENDORSEMENT

March 6, 2010
61
32,645

LC CONFIRMED BY THE FIRST ADVISING BANK

September 15, 2013
9
31,551

Bank

Mr Old Man

PARTIAL SHIPMENTS UNDER SUB-ARTICLE 31 (B)

By Mr Old Man
October 19, 2015
Payment

UCP 600 ARTICLES 30 AND 31

By Mr Old Man
March 16, 2010
Mr Old Man

WHETHER MT999 IS AN AUTHENTICATED SWIFT MESSAGE

By Mr Old Man
July 31, 2018

Travel In Picture

Lifestyle

Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

By Mr Old Man
7 hours ago
0
3

Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L…

Read More

Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?

7 hours ago
0
3

Thà tử tế nhầm

7 hours ago
0
4

Nếu chứng nhận kết hôn cũng có ngày hết hạn…

1 day ago
0
28

Alzheimer là… Ai hay quên 

2 days ago
0
25

Recent Posts

WHERE BILL OF LADING SHOWS DIFFERENT CONSIGNEE

By Mr Old Man
in :  Uncategorized
0
4,323
5 Jun 2015

QUESTION Dear Mr. Old Man, I have a question that needs your help. LC issued by AGRIBANK requires “BL made out to order of  AGRIBANK ” BL presented was made out to the order of BNP PARIBAS (SUISSE) SA, which endorsed the BL to the order of ABM AMRO BANK, which endorsed the BL to the order of OTTO STANDTLANDER GmbH, …


INSURANCE DOCUMENT ISSUED TO ORDER

By Mr Old Man
in :  Uncategorized
19
5,819
3 Jun 2015

QUESTION Dear Mr. Old Man, I am a newcomer at a forwarding company. I have a question for you: LC issued by SHINHAN BANK SEOUL stipulates: “Full set of marine insurance policy or certificate endorsed in blank for 110 % of invoice value with claims payable in Korea in the currency of draft, covering the institute cargo clauses.” The beneficiary …


WHERE A VIRGULE (/) IS USED

By Mr Old Man
in :  Mr Old Man, Q&A
0
3,186
1 Jun 2015

QUESTION Hi Mr. Old Man, I have a question that needs your comment. LC stipulates: B/L MUST SHOW GROSS/NET WEIGHT PER CONTAINER B/L presented only shows GROSS WEIGHT. The issuing bank raises the discrepancy “B/L DOES NOT SHOW NET WEIGHT PER CONTAINER” Is the discrepancy valid? Thank you! TV ————– ANSWER Hi, The discrepancy is not valid. A virgule (i.e., …


WHERE THE BILL OF LADING IS SIGNED BY A BRANCH OF THE CARRIER

By Mr Old Man
in :  Uncategorized
2
3,568
27 May 2015

QUESTION Dear Mr. Old Man, The signature box on the face of the bill of lading has a pre-printed wording: DAE SHIN TRANSPORTATION CO., LTD   As a Carrier The bill of lading is signed and stamped with a seal containing the wording QINGDAO DAE SHIN LOGISTICS CO., LTD without indicating its signing capacity. (See the attached photo) Can I …


ORIGINAL HEALTH CERTIFICATE TO BE SENT DIRECTLY TO THE APPLICANT

By Mr Old Man
in :  Uncategorized
0
2,173
26 May 2015

QUESTION Dear Mr. Old Man, I have a case regarding “Copy of  Health Certificate” as follows: LC requires: ONE COPY OF HEALTH CERTIFICATE ISSUED BY GOVERNMENTAL AUTHORITY STATING: (A) THE FISHMEAL WAS PRODUCED IN A PROCESSING PLANTS DEDICATED ONLY TO FISHMEAL PRODUCTION WHERE NO MATERIAL OF ANIMAL ORIGIN OTHER THAN FISH PROTEIN IS BEING USED. (B) THE FISH MEAL WAS TRANSPORTED IN A …


WHETHER AN EXPIRED LC CAN BE AMENDED TO EXTEND THE EXPIRY DATE

By Mr Old Man
in :  Uncategorized
8
9,034
22 May 2015

QUESTION Dear Mr. Old Man, Can an expired LC be amended to extend the expiry date? Is there any provision that prevents the expired letter of credit from being amended to extend the expiry date? Thank you PMB ——–   ANSWER Hi, The answer is No and Yes. It depends. According to UCP 600 sub-article 10 (a), except as otherwise …


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Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

By Mr Old Man
7 hours ago
in :  Mr Old Man, Payment, Q&A
0
3

Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L/C requires a “clean shipped on board” bill of lading, can a B/L showing only “shipped on board” be accepted? In this case, the shipping line’s policy does not …

Read More

Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?

By Mr Old Man
7 hours ago
in :  Mr Old Man, Payment, Q&A
0
3

Introduction A question sometimes arises when a documentary credit requires a certificate to be issued by one of several parties, expressed using slash marks, but the presented certificate appears on the beneficiary’s letterhead while being signed and stamped by a freight forwarder. The question is whether the difference between the letterhead and the signatory constitutes a discrepancy. Question Dear Mr. …

Read More

Thà tử tế nhầm

By Mr Old Man
7 hours ago
in :  Articles, Lifestyle, Mr Old Man
0
4

Sáng ra, ngồi nhà cà phê, lướt Facebook, Mr. Old Man gặp một cái tút tiếng Anh thiệt hay. Nguyên văn như thế này: “Do not regret being a good person to the wrong people. Your kindness was real even if their intentions were not. Never feel ashamed for having a soft heart in a world full of selfishness. The …

Read More

Nếu chứng nhận kết hôn cũng có ngày hết hạn…

By Mr Old Man
1 day ago
in :  Articles, Lifestyle, Mr Old Man
0
28

Mr. Old Man tình cờ thấy một tút hài bằng tiếng Anh trên Facebook, đọc xong thấy cũng… đáng suy nghĩ. Cái tút đó viết: “Nếu chứng nhận kết hôn mà cũng có ngày hết hạn như bằng lái xe, hầu hết mọi người có lẽ sẽ không gia hạn.” Còn bạn thì sao? Có gia hạn không? Hỏi vui …

Read More

Alzheimer là… Ai hay quên 

By Mr Old Man
2 days ago
in :  Articles, Lifestyle, Mr Old Man
0
25

Mr. Old Man đọc một cái tút hài trên Facebook mà giật mình: Hình như mình cũng bắt đầu có triệu chứng “Ai hay quên” rồi thì phải! Chuyện là thằng cháu hỏi ông nội: — Nội ơi, sao ông nội U70 rồi mà vẫn gọi bà nội là “em yêu” ngọt xớt vậy? Chắc ông có bí mật gì phải không? Ông …

Read More

What Would the World Be Like If It Were Ruled by Ladies?

By Mr Old Man
3 days ago
in :  Articles, Lifestyle, Mr Old Man
0
19

Mr. Old Man couldn’t help but burst out laughing when he came across this funny little post in English. It said: “If women ruled the world, there would be no wars. Just a bunch of jealous countries, not talking to each other.” Luckily, the author used the second conditional — a hypothetical situation contrary to the present reality. Mr. Old …

Read More

Thế giới trị vì bởi các quý bà sẽ ra sao hè!?

By Mr Old Man
3 days ago
in :  Articles, Lifestyle, Mr Old Man
0
13

Đọc cái tút hài bằng tiếng Anh, Mr. Old Man không khỏi bật cười. Cái tút đó viết: “If women ruled the world, there would be no wars. Just a bunch of jealous countries, not talking to each other.” Hiểu nôm na là: “Nếu phụ nữ trị vì thế giới, thì sẽ chẳng còn chiến tranh. Chỉ còn một đám …

Read More

Thanh toán T/T trong kinh doanh chuyển khẩu hàng hóa

By Mr Old Man
5 days ago
in :  Mr Old Man, Payment, Q&A
0
19

Question Cháu chào chú ạ, Hiện tại cháu đang công tác tại Phòng Thanh toán quốc tế của Ngân hàng. Cháu có một số câu hỏi muốn nhờ chú giải đáp vì cháu chưa có nhiều kinh nghiệm trong việc thanh toán đối với doanh nghiệp kinh doanh chuyển khẩu hàng hóa. Đây là một công ty Việt Nam kinh …

Read More

Chết vẫn còn…

By Mr Old Man
5 days ago
in :  Articles, Lifestyle, Mr Old Man
0
30

Lướt Facebook Mr. Old Man bắt gặp một câu chuyện bằng tiếng Anh đọc mà cười ra nước mắt. Chuyện là một bà cụ qua đời ở tuổi 90, cả đời chưa từng kết hôn. Trước khi qua đời, bà trăn trối với người thân rằng hãy khắc những dòng  này lên bia mộ của bà: “Sinh ra nguyên trinh… …

Read More

One LC, Two Modes of Transport in One Presentation: What Are the Risks?

By Mr Old Man
6 days ago
in :  Mr Old Man, Payment, Q&A
0
20

Introduction A reader recently asked whether I have encountered an LC requiring both ocean and land transport documents under the same LC and what risks such an arrangement may create for the beneficiary and the applicant. That is enough—it sets up the Q&A naturally without giving away the answer. Question Dear Mr. Old Man, I’d like to ask you a …

Read More

Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

By Mr Old Man
7 hours ago
0
3

Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L…

Read More

Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?

7 hours ago
0
3

Thà tử tế nhầm

7 hours ago
0
4

Nếu chứng nhận kết hôn cũng có ngày hết hạn…

1 day ago
0
28

Alzheimer là… Ai hay quên 

2 days ago
0
25

What Would the World Be Like If It Were Ruled by Ladies?

3 days ago
0
19

Thế giới trị vì bởi các quý bà sẽ ra sao hè!?

3 days ago
0
13

Thanh toán T/T trong kinh doanh chuyển khẩu hàng hóa

5 days ago
0
19

Chết vẫn còn…

5 days ago
0
30

One LC, Two Modes of Transport in One Presentation: What Are the Risks?

6 days ago
0
20

Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

By Mr Old Man
7 hours ago
0
3

Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L…

Read More

Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?

7 hours ago
0
3

Thà tử tế nhầm

7 hours ago
0
4

Nếu chứng nhận kết hôn cũng có ngày hết hạn…

1 day ago
0
28

Alzheimer là… Ai hay quên 

2 days ago
0
25

What Would the World Be Like If It Were Ruled by Ladies?

3 days ago
0
19

Thế giới trị vì bởi các quý bà sẽ ra sao hè!?

3 days ago
0
13

Thanh toán T/T trong kinh doanh chuyển khẩu hàng hóa

5 days ago
0
19

Chết vẫn còn…

5 days ago
0
30

One LC, Two Modes of Transport in One Presentation: What Are the Risks?

6 days ago
0
20

Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

By Mr Old Man
7 hours ago
in :  Mr Old Man, Payment, Q&A
0
3

Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L/C requires a “clean shipped on board” bill of lading, can a B/L showing only “shipped on board” be accepted? In this case, the shipping line’s policy does not …

Read More

Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?

By Mr Old Man
7 hours ago
in :  Mr Old Man, Payment, Q&A
0
3

Introduction A question sometimes arises when a documentary credit requires a certificate to be issued by one of several parties, expressed using slash marks, but the presented certificate appears on the beneficiary’s letterhead while being signed and stamped by a freight forwarder. The question is whether the difference between the letterhead and the signatory constitutes a discrepancy. Question Dear Mr. …

Read More

Thà tử tế nhầm

By Mr Old Man
7 hours ago
in :  Articles, Lifestyle, Mr Old Man
0
4

Sáng ra, ngồi nhà cà phê, lướt Facebook, Mr. Old Man gặp một cái tút tiếng Anh thiệt hay. Nguyên văn như thế này: “Do not regret being a good person to the wrong people. Your kindness was real even if their intentions were not. Never feel ashamed for having a soft heart in a world full of selfishness. The …

Read More

Nếu chứng nhận kết hôn cũng có ngày hết hạn…

By Mr Old Man
1 day ago
in :  Articles, Lifestyle, Mr Old Man
0
28

Mr. Old Man tình cờ thấy một tút hài bằng tiếng Anh trên Facebook, đọc xong thấy cũng… đáng suy nghĩ. Cái tút đó viết: “Nếu chứng nhận kết hôn mà cũng có ngày hết hạn như bằng lái xe, hầu hết mọi người có lẽ sẽ không gia hạn.” Còn bạn thì sao? Có gia hạn không? Hỏi vui …

Read More

Alzheimer là… Ai hay quên 

By Mr Old Man
2 days ago
in :  Articles, Lifestyle, Mr Old Man
0
25

Mr. Old Man đọc một cái tút hài trên Facebook mà giật mình: Hình như mình cũng bắt đầu có triệu chứng “Ai hay quên” rồi thì phải! Chuyện là thằng cháu hỏi ông nội: — Nội ơi, sao ông nội U70 rồi mà vẫn gọi bà nội là “em yêu” ngọt xớt vậy? Chắc ông có bí mật gì phải không? Ông …

Read More

What Would the World Be Like If It Were Ruled by Ladies?

By Mr Old Man
3 days ago
in :  Articles, Lifestyle, Mr Old Man
0
19

Mr. Old Man couldn’t help but burst out laughing when he came across this funny little post in English. It said: “If women ruled the world, there would be no wars. Just a bunch of jealous countries, not talking to each other.” Luckily, the author used the second conditional — a hypothetical situation contrary to the present reality. Mr. Old …

Read More

Thế giới trị vì bởi các quý bà sẽ ra sao hè!?

By Mr Old Man
3 days ago
in :  Articles, Lifestyle, Mr Old Man
0
13

Đọc cái tút hài bằng tiếng Anh, Mr. Old Man không khỏi bật cười. Cái tút đó viết: “If women ruled the world, there would be no wars. Just a bunch of jealous countries, not talking to each other.” Hiểu nôm na là: “Nếu phụ nữ trị vì thế giới, thì sẽ chẳng còn chiến tranh. Chỉ còn một đám …

Read More

Thanh toán T/T trong kinh doanh chuyển khẩu hàng hóa

By Mr Old Man
5 days ago
in :  Mr Old Man, Payment, Q&A
0
19

Question Cháu chào chú ạ, Hiện tại cháu đang công tác tại Phòng Thanh toán quốc tế của Ngân hàng. Cháu có một số câu hỏi muốn nhờ chú giải đáp vì cháu chưa có nhiều kinh nghiệm trong việc thanh toán đối với doanh nghiệp kinh doanh chuyển khẩu hàng hóa. Đây là một công ty Việt Nam kinh …

Read More

Chết vẫn còn…

By Mr Old Man
5 days ago
in :  Articles, Lifestyle, Mr Old Man
0
30

Lướt Facebook Mr. Old Man bắt gặp một câu chuyện bằng tiếng Anh đọc mà cười ra nước mắt. Chuyện là một bà cụ qua đời ở tuổi 90, cả đời chưa từng kết hôn. Trước khi qua đời, bà trăn trối với người thân rằng hãy khắc những dòng  này lên bia mộ của bà: “Sinh ra nguyên trinh… …

Read More

One LC, Two Modes of Transport in One Presentation: What Are the Risks?

By Mr Old Man
6 days ago
in :  Mr Old Man, Payment, Q&A
0
20

Introduction A reader recently asked whether I have encountered an LC requiring both ocean and land transport documents under the same LC and what risks such an arrangement may create for the beneficiary and the applicant. That is enough—it sets up the Q&A naturally without giving away the answer. Question Dear Mr. Old Man, I’d like to ask you a …

Read More
Mr Old Man

Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

By Mr Old Man
7 hours ago
0
3

Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L…

Read More

Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?

7 hours ago
0
3

Thà tử tế nhầm

7 hours ago
0
4

Nếu chứng nhận kết hôn cũng có ngày hết hạn…

1 day ago
0
28

Alzheimer là… Ai hay quên 

2 days ago
0
25

What Would the World Be Like If It Were Ruled by Ladies?

3 days ago
0
19

Thế giới trị vì bởi các quý bà sẽ ra sao hè!?

3 days ago
0
13

Thanh toán T/T trong kinh doanh chuyển khẩu hàng hóa

5 days ago
0
19

Chết vẫn còn…

5 days ago
0
30

One LC, Two Modes of Transport in One Presentation: What Are the Risks?

6 days ago
0
20
Mr Old Man

Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

By Mr Old Man
7 hours ago
0
3

Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L…

Read More

Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?

7 hours ago
0
3

Thà tử tế nhầm

7 hours ago
0
4

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Mr Old Man

Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

By Mr Old Man
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Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L…

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Mr Old Man

Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

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Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L…

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Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

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in :  Mr Old Man, Payment, Q&A
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23 Aug 2026

Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L/C requires a “clean shipped on board” bill of lading, can a B/L showing only “shipped on board” be accepted? In this case, the shipping line’s policy does not …


Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?

By Mr Old Man
in :  Mr Old Man, Payment, Q&A
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3
23 Aug 2026

Introduction A question sometimes arises when a documentary credit requires a certificate to be issued by one of several parties, expressed using slash marks, but the presented certificate appears on the beneficiary’s letterhead while being signed and stamped by a freight forwarder. The question is whether the difference between the letterhead and the signatory constitutes a discrepancy. Question Dear Mr. …


Thà tử tế nhầm

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23 Aug 2026

Sáng ra, ngồi nhà cà phê, lướt Facebook, Mr. Old Man gặp một cái tút tiếng Anh thiệt hay. Nguyên văn như thế này: “Do not regret being a good person to the wrong people. Your kindness was real even if their intentions were not. Never feel ashamed for having a soft heart in a world full of selfishness. The …


Nếu chứng nhận kết hôn cũng có ngày hết hạn…

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22 Aug 2026

Mr. Old Man tình cờ thấy một tút hài bằng tiếng Anh trên Facebook, đọc xong thấy cũng… đáng suy nghĩ. Cái tút đó viết: “Nếu chứng nhận kết hôn mà cũng có ngày hết hạn như bằng lái xe, hầu hết mọi người có lẽ sẽ không gia hạn.” Còn bạn thì sao? Có gia hạn không? Hỏi vui …


Alzheimer là… Ai hay quên 

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21 Aug 2026

Mr. Old Man đọc một cái tút hài trên Facebook mà giật mình: Hình như mình cũng bắt đầu có triệu chứng “Ai hay quên” rồi thì phải! Chuyện là thằng cháu hỏi ông nội: — Nội ơi, sao ông nội U70 rồi mà vẫn gọi bà nội là “em yêu” ngọt xớt vậy? Chắc ông có bí mật gì phải không? Ông …


What Would the World Be Like If It Were Ruled by Ladies?

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20 Aug 2026

Mr. Old Man couldn’t help but burst out laughing when he came across this funny little post in English. It said: “If women ruled the world, there would be no wars. Just a bunch of jealous countries, not talking to each other.” Luckily, the author used the second conditional — a hypothetical situation contrary to the present reality. Mr. Old …


Thế giới trị vì bởi các quý bà sẽ ra sao hè!?

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20 Aug 2026

Đọc cái tút hài bằng tiếng Anh, Mr. Old Man không khỏi bật cười. Cái tút đó viết: “If women ruled the world, there would be no wars. Just a bunch of jealous countries, not talking to each other.” Hiểu nôm na là: “Nếu phụ nữ trị vì thế giới, thì sẽ chẳng còn chiến tranh. Chỉ còn một đám …


Thanh toán T/T trong kinh doanh chuyển khẩu hàng hóa

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18 Aug 2026

Question Cháu chào chú ạ, Hiện tại cháu đang công tác tại Phòng Thanh toán quốc tế của Ngân hàng. Cháu có một số câu hỏi muốn nhờ chú giải đáp vì cháu chưa có nhiều kinh nghiệm trong việc thanh toán đối với doanh nghiệp kinh doanh chuyển khẩu hàng hóa. Đây là một công ty Việt Nam kinh …


Chết vẫn còn…

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18 Aug 2026

Lướt Facebook Mr. Old Man bắt gặp một câu chuyện bằng tiếng Anh đọc mà cười ra nước mắt. Chuyện là một bà cụ qua đời ở tuổi 90, cả đời chưa từng kết hôn. Trước khi qua đời, bà trăn trối với người thân rằng hãy khắc những dòng  này lên bia mộ của bà: “Sinh ra nguyên trinh… …


One LC, Two Modes of Transport in One Presentation: What Are the Risks?

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17 Aug 2026

Introduction A reader recently asked whether I have encountered an LC requiring both ocean and land transport documents under the same LC and what risks such an arrangement may create for the beneficiary and the applicant. That is enough—it sets up the Q&A naturally without giving away the answer. Question Dear Mr. Old Man, I’d like to ask you a …


Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

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7 hours ago

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Mr Old Man

Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

By Mr Old Man
7 hours ago
0
3

Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L…

Read More

Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?

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Thà tử tế nhầm

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One LC, Two Modes of Transport in One Presentation: What Are the Risks?

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Mr Old Man

Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

By Mr Old Man
7 hours ago
0
3

Introduction The wording used in a letter of credit can sometimes appear more demanding than the wording normally used on a transport document. This raises an interesting practical question: when an L…

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Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?

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Thà tử tế nhầm

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UCP 600 ARTICLES 30 AND 31

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Does “Shipped on Board” Satisfy a “Clean Shipped on Board” Requirement?

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Certificate on Beneficiary’s Letterhead but Signed by Freight Forwarder — Discrepancy or No Discrepancy?

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Anonymous: Thank you for your reply. Yes, it was in the notify party details. It made me he...

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