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    Đừng để “ngoại ngữ” thành… “ngại ngữ”

    GROWING OLD: WHO WILL TAKE CARE OF US?

    American Retirement, Vietnamese Retirement

    If Only a U70 Brain Had an “Upgrade Storage” Button

    Want Stability? Build Your Own Home

  • Lifestyle

    Đừng để “ngoại ngữ” thành… “ngại ngữ”

    GROWING OLD: WHO WILL TAKE CARE OF US?

    American Retirement, Vietnamese Retirement

    If Only a U70 Brain Had an “Upgrade Storage” Button

    Want Stability? Build Your Own Home

  • Discovery on the cycling road

    Nhớ Hòa Bắc…

    Lại gặp cụ khách hàng năm xửa năm xưa

    ĐÀN ÔNG VÀ PHỤ NỮ AI MẠNH HƠN?

    MR. OLD MAN CHƠI IRONMAN BẰNG… BÀN PHÍM

    GIÀ RỒI, AI CHĂM MÌNH?

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3 New Articles
  • 14 hours ago Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?
  • 14 hours ago Does Field 39A Cover Quantity Tolerance?
  • 14 hours ago CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?
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A VISIT TO THE PICTURESQUE MARKET FROM DREAMY EYES

By Mr Old Man
May 11, 2025
in :  Articles, Discovery on the cycling road, Lifestyle
0
119

The Dreamy Eyes Craze In late 2019, the Vietnamese film Mắt Biếc (Dreamy Eyes), directed by Victor Vũ and adapted from the beloved novel by Nguyễn Nhật Ánh, hit cinemas and quickly became a cultural phenomenon—especially among fans of the original book. Soon after, a new travel trend took off: fans of the film began flocking to check in at the …

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Back Again on the La Sơn Expressway

By Mr Old Man
May 11, 2025
in :  Articles, Discovery on the cycling road, Lifestyle, Mr Old Man
0
141

Riding a Familiar Road, Yet Never the Same I’ve returned to this route dozens of times—sometimes solo, sometimes with friends. But among all those rides, one stands out in my memory: the day I pedaled through the La Sơn–Túy Loan expressway cutting across Bạch Mã National Park, right in the middle of its construction phase. Back then, convoys of trucks …

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Can Cycling Give You a Better Body?

By Mr Old Man
May 11, 2025
in :  Articles, Discovery on the cycling road, Mr Old Man
0
125

Why People Ask Many beginners come into cycling hoping for a better physique. Mr. Old Man often hears questions like: “I’m 1.7 m tall and 60 kg, but my legs are thin. Will cycling bulk them up?” “I’m 1.65 m, weigh 70 kg, and have a belly. Will cycling help me slim down?” “My body feels out of shape. Can …

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The Grueling Return to Cửa Khẻm Cape

By Mr Old Man
May 10, 2025
in :  Articles, Discovery on the cycling road, Lifestyle, Mr Old Man
0
73

In Search of a Hidden Path to Hòa Vân Village This morning, I set off with a friend to revisit a rugged trail along the southern side of the Hải Vân Pass. The plan was to explore a little-known path that, according to my gut (and a bit of Mr. Old Man intuition), might lead down to the beach near …

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ENDORSEMENT OF DRAFTS UNDER A LETTER OF CREDIT – WHO OWNS THE PROCEEDS

By Mr Old Man
May 10, 2025
in :  Mr Old Man, Payment, Q&A
0
421

QUESTION Dear Mr. Old Man, I have 2 questions that need your expertise clarification: 1/ Does the act of endorsement of drafts by the LC beneficiary to presenting bank mean the transfer of beneficial right? 2/ Must the beneficiary endorse the draft to the presenting bank to authorize it  to claim reimbursement/payment from the issuing bank? Thank you so much …

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DOCUMENTS PRESENTED UNDER AN EXPIRED L/C

By Mr Old Man
May 10, 2025
in :  Mr Old Man, Payment, Q&A
0
561

QUESTION Hi Mr. Old Man, Our bank presented documents under a Letter of Credit that had already expired. The issuing bank replied, saying that since the L/C had expired, they would treat the documents as a collection. Two weeks later, they messaged again to say they had released the documents to the applicant upon acceptance, and payment would be made …

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THE KIDS OF TRUONG DINH

By Mr Old Man
May 10, 2025
in :  Articles, Discovery on the cycling road, Lifestyle, Mr Old Man
0
111

— A Bicycle, a Field, and a Moment in Time — A Chance Encounter Exactly ten years ago, I pedaled into Truong Dinh Hamlet and stumbled upon a group of kids playing tag on a rice field, freshly cleared after harvest. Curious Eyes and a Light Bike When they saw a stranger stop his bicycle by the roadside, their curiosity …

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WHO PAYS THE DISCOUNTING CHARGES IN A DEFERRED PAYMENT LC?

By Mr Old Man
May 9, 2025
in :  Mr Old Man, Payment, Q&A
0
346

QUESTION Hi, An LC for USD 1,000,000 is issued with these key terms: Usance LC: 180 days from date of negotiation 41D: Available with any bank in the beneficiary’s country by negotiation 71D: All charges are on account of the applicant The beneficiary asks the negotiating bank to discount the bill at 3% per annum. Who is responsible for paying …

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COURT INJUNCTION TO SUSPEND L/C PAYMENT

By Mr Old Man
May 9, 2025
in :  Mr Old Man, Payment, Q&A
0
206

QUESTION Dear Mr. Old Man, Our bank issued a deferred payment L/C. The documents presented were fully compliant. Upon confirming compliance, our bank incurred its deferred payment undertaking and notified the foreign bank accordingly. The buyer accepted the obligation to pay on the due date and received the documents to collect the goods. However, when the goods were received, they …

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FUN BIKING MOMENTS IN AMSTERDAM

By Mr Old Man
May 8, 2025
in :  Articles, Discovery on the cycling road, Lifestyle, Mr Old Man
0
118

With a population of around 17.4 million people and a staggering 25 million bicycles, along with a world-class cycling infrastructure, the Netherlands rightfully holds the title of the number one cycling nation in the world. Amsterdam, the capital city, truly is a cycling paradise where bikes seem to dominate the streets. In Amsterdam, you’ll see cyclists enjoying absolute freedom — …

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Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

Mr Old Man
14 hours ago

Does Field 39A Cover Quantity Tolerance?

Mr Old Man
14 hours ago

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

Mr Old Man
14 hours ago

Đừng để “ngoại ngữ” thành… “ngại ngữ”

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UCP 600 ARTICLES 30 AND 31

Mr Old Man
March 16, 2010

FIELD 72 (SENDER TO RECEIVER INFORMATION) OF MT 103

Mr Old Man
March 8, 2010

TRANSFERRING BANK S LIABILITY UNDER TRANSFERRED LC

Mr Old Man
March 6, 2010

TO ORDER BILL OF LADING AND ENDORSEMENT

Mr Old Man
March 6, 2010

Does a Longer L/C Expiry Date Mean Greater Risk? And Is the Word “Clean” Really Necessary on a Bill of Lading?

Mr Old Man
14 hours ago

Does Field 39A Cover Quantity Tolerance?

Mr Old Man
14 hours ago

CAN A COMMERCIAL INVOICE EXCEED THE LC AMOUNT?

Mr Old Man
14 hours ago

Đừng để “ngoại ngữ” thành… “ngại ngữ”

Mr Old Man
23 hours ago

Pieter Muus: Dear Mr. Old Man, please allow me to seek your guidance in the matter of nominat...

Đặng Văn: Tôi ủng hộ ý kiến rất hay của bạn ! Bản thân tôi cũng đã đạp xe đi làm ( và đi c...

Pieter Muus: Dear Mr. Old Man, With all respect due, please allow me to state that you quote...

Mr Old Man: Thank you for reminding me of ISBP 821 paragraph B14. As far as I recall, earlie...

Facebook Monkey Mountain Challenge 2025 negotiation Insurance Documents lost in transit Amendment On board notation DRAFTS fraud SBLC CPBL notify party confirmation Mr Old Man Chat GPT Late presentation Surrendered bill of lading expiry-date lc-expired Revolving LC Insurance document invoice Tà Lang non-documentary conditions short shipment

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PARTIAL SHIPMENTS UNDER SUB-ARTICLE 31 (B)

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October 19, 2015

UCP 600 ARTICLES 30 AND 31

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WHETHER MT999 IS AN AUTHENTICATED SWIFT MESSAGE

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TO ORDER BILL OF LADING AND ENDORSEMENT

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Travel

EARLY PRESENTATION

Mr Old Man
September 11, 2017

QUESTION Dear Mr Old Man, I am Dang from Vietnam Prosperity bank. I know …

Timeline

  • September 12, 2025

    When “Better” Is Not Good Enough

  • May 23, 2025

    Q&A – Phát hành bảo lãnh quốc tế bằng ngoại tệ: Được hay không, và có trái ngoại hối không?

  • September 12, 2025

    Can a Bill of Lading Be Issued Outside the Country of Shipment?

  • September 2, 2025

    Irrespective of Percentage vs. Deductibles – A Conflict in Insurance Documents under LCs

  • August 25, 2025

    LC Available by Negotiation vs LC Available by Payment: What’s the Difference?

  • June 3, 2015

    INSURANCE DOCUMENT ISSUED TO ORDER

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