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WHETHER THE MASTER LC SHOULD BE CONFIRMED

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QUESTION
Dear Mr. Oldman,
While issuing a back-to-back LC, should the master LC be confirmed by the bank?
What are the advantages of confirming the master LC?
Regards
Rohini
ANSWER
Hi,
The master LC and the back-to-back LC are separate.  So, the master LC is regarded as an independent LC.  If it is issued by a weak bank or a bank in high-risk countries (financial crisis, political crisis, war risk), the beneficiary (the trader) should insist an LC confirmed by a world class bank to guarantee the payment. The bank of the trader would rather accept to issue the back-to-back LC based on a confirmed master LC than an LC without confirmation.
Best regards,
Mr. Old Man

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