12 years ago an Indian reader said he downloaded all the articles and Q&A from the website “Mr. Old Man – For those who eat, sleep and breathe Letters of Credit” and printed them out with more than 1500 pages. He also asked me how to become a trade finance expert and I answered him. Recently I was very happy …

Mr Old Man: Dear Kathryn, Thank you for your interesting question. First, banks do not conce...