Mr Old Man Payment Q&A Is “Bangkok Thailand” Without “PAT” Still Compliant With the LC? By Mr Old Man Posted on 3 weeks ago 2 min read 0 0 22 Share on Facebook Share on Twitter Share on Google+ Share on Reddit Share on Pinterest Share on Linkedin Share on Tumblr QUESTION Hi Sir, Request your opinion on the below. LC F 44B: BANGKOK THAILAND PAT BL place of Delivery: Bangkok Thailand. We have received a refusal from the issuing bank stating Place of Delivery in BL not as per LC. Please advise if this is a valid refusal and whether this can be refuted. Regards, PSP ___ ANSWER Hi, Field 44B of the credit specifies the final destination or place of delivery to be shown on the transport document. In your case, the LC states “BANGKOK THAILAND PAT” as the place of delivery. “PAT” stands for Port Authority of Thailand, which manages Bangkok Port. Therefore, the reference to “Bangkok Thailand” in the BL—even without the word “PAT”—still clearly refers to the same port area under PAT’s administration. From a practical standpoint, there is no material difference or ambiguity here. Hence, in my opinion, the discrepancy raised is overly strict and not justified. It should be waived by the issuing bank under the principle of documentary compliance in spirit, if not in exact wording. Just a personal opinion from an old man who doesn’t subscribe to rigid literalism in trade documents! Best regards, Mr. Old Man