SỬ GIẶC LÀ GÌ? Hôm trước tình cờ đọc được bài báo có tiêu đề “Cởi trói cho đèo Hải Vân”, nói về một đề án đã được phê duyệt nhằm “cởi trói” các vướng mắc về đất đai, mở ra cơ hội lớn cho các chủ rừng đầu tư phát triển du lịch sinh thái, vui chơi giải trí tại khu vực đèo … Read More
Comments on the Madras High Court Ruling and Risks of Accepting Charter Party Bills of Lading Vijay Ramanuiam – a respected expert in export credit and letters of credit – recently shared with me an article titled “Shipowner on Hook for Swiss Bank’s Gulf Petrochem Loss”, authored by Felix Thompson and published in Global Trade Review on 23 July 2025. Read the article here. The piece covers a significant decision by the High Court of Madras … Read More
When AI Comes Knocking on the Door of the International Payments Department – A Mix of Worry, Hope, and a Big Question Having spent many years working in international payments and trade finance at a bank, and now retired, I still stay closely connected to the field. These days, I support and mentor young professionals working in banks and import-export companies. Over the past few years, I’ve felt a quiet but profound shift—AI (Artificial Intelligence) has begun knocking on the door of … Read More
A Note of Thanks – And a Little Update from Mr. Old Man A Note of Thanks – And a Little Update from Mr. Old Man Dear friends, Despite the growing number of resources and the rise of tools like ChatGPT, I’m deeply touched that so many of you—both in Vietnam and around the world—still trust me with your questions about international payments and trade finance. Thank you sincerely for your continued confidence. … Read More
When the Account Name Doesn’t Match the Number: Should the Bank Be Held Liable? I recently received an email from a friend — a lawyer working at Hana Bank in South Korea. He explained that his bank is currently dealing with a wave of fraudulent international transfers. In these cases, hackers had intercepted email communications between businesses and altered the beneficiary’s account number in the payment instructions. As a result, tens of millions of … Read More
Cầu Nguyễn Văn Trỗi: Từ Con Đường Chiến Tranh Đến Lối Đi Bộ Bình Yên – Chứng Nhân Lặng Lẽ Của Quá Khứ Đà Nẵng Cầu Nguyễn Văn Trỗi — trước năm 1975 có tên là cầu Nguyễn Hoàng — được xây dựng vào năm 1965 bởi nhà thầu Mỹ RMK. Cây cầu dài 513,8 mét, bắc qua sông Hàn với 14 nhịp dàn thép kiểu pony truss. Mặt cầu rộng 10,5 mét, trong đó lòng đường rộng 8,5 mét. Đây là cây cầu đường … Read More
Nguyen Van Troi Bridge: From War Path to Peaceful Footpath — A Quiet Witness of Da Nang’s Tumultuous Past Nguyen Van Troi Bridge — originally named Nguyen Hoang Bridge before 1975 — was built in 1965 by the American contractor RMK. Spanning 513.8 meters across the Han River with 14 steel pony truss spans, the bridge measures 10.5 meters wide, including an 8.5-meter roadbed. This was the first road bridge across the Han River, constructed by the U.S. to … Read More
A Heartfelt Note from a CDCS Achiever At 2:47 in the morning (when only owls, over-caffeinated bankers, and insomniac old men are awake), I received this beautiful email from a young reader who just passed the CDCS exam—with an impressive score of 90 out of 100. She wasn’t my student in the traditional sense, but in her words, she still considers me her teacher. That alone feels … Read More
GIÀ GÂN PHƯỢT THỦ Sáng nay đạp xe ra phố, ghé quán cà phê quen thuộc gọi một ly đen đá không đường thiệt bự. Ngồi một mình, vừa nhậm nhi cà phê vừa lướt facebook, chợt bắt gặp tấm ảnh cũ hồi còn rong ruỗi khám phá những cung đường núi khó nhằn. Nhìn lại tấm ảnh đạp xe trên đồi chè Đông … Read More
FRAUDULENT FUND TRANSFER VIA EMAIL HACKING AND BENEFICIARY ACCOUNT CHANGE Two nights ago, just before midnight, a friend of mine—an in-house lawyer at a Korean bank (let’s call it Bank K)—sent me an email asking if I could recommend a Vietnamese lawyer to assist one of his clients. The client had fallen victim to a scam involving a fund transfer to a beneficiary account at a Vietnamese bank (let’s call … Read More